This is an incredibly well thought out program. It imports QIF files perfectly. I tried a number that failed miserably. It has a function that emails reminders about scheduled transactions. That is an extremely useful function that I hadn't seen anywhere. Tech support is second to none. All my questions were answered in detail within hours (sometimes minutes). The companion phone app is very simple. You can browse, search, enter transactions and see scheduled transaction. That's really all you need on the phone. It's one failing for me is that I have a transaction that I have a transaction that occurs on the 3rd Wednesday of the month, and it's not possible to set that up. It's easy enough for me to change the date of next transaction when I enter the current one. I am extremely impressed with the company. The trial is free for 15 days. You have nothing to lose.