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11 smart ways to spend your tax refund, according to personal finance experts. #personalfinance

The estimated cost of putting a newborn through public college 18 years from now is nearly equivalent to buying a median-priced home today for all cash. #personalfinance

Why use a budget app to help break down – and then build up – your personal finances? Why not? #personalfinance

The threshold for workers who contribute to employer-sponsored 401(k), 403(b), most 457 plans and the federal government’s Thrift Savings Plan will increase to $19,000, up from $18,500. #personalfinance

Freezing your credit is the best way to keep criminals from accessing your credit without your consent. #personal finance

The “gig economy” has been hailed as a major disruption to the American workforce, but it’s not likely to replace the full-time job anytime soon. #personalfinance

Americans, on average, think the ideal age to retire is 61 years old. #personalfinance

Generally speaking, the higher your score, the more bargaining power you have with lenders when it comes to interest rates or even getting approved for a loan or line of credit. #personalfinance

Offering an allowance is an opportunity to teach children how to spend and save. People form many of their financial habits by seven years old, a 2013 University of Cambridge study found. #personalfinance