Budgeting that grows with you
your financial story, unbroken
The personal money management software that learns how you budget. See your future balance, categorize once, import decades of history and manage your finances with confidence.
Budgeting that grows with you
Personal money management tools that adapt as your life changes. Budget zero-based or category-based. Your progress accumulates all year.
Zero-Based Budgeting
Assign every dollar a job before you spend it, the same approach that made YNAB famous. Allocate income across categories and track exactly where your money goes. Or set category-based spending limits if you prefer a lighter touch.
Your Budget Has a Memory
Underspend on dining in January? That discipline still counts in March. CountAbout tracks your cumulative progress all year. Your good months make future months easier. Unlike apps that reset monthly, every dollar you save stays saved.
Auto-Populate from History
Don’t want to start from scratch? CountAbout can auto-populate your budget based on your actual spending history, giving you a realistic starting point you can adjust.
Savings Projections
Model how changes in spending or savings impact your financial goals, whether that’s building an emergency fund, saving for a home, or retiring earlier.
Projected Register Balance
See your future account balance on any date based on scheduled transactions. Plan ahead with confidence. This feature is unique to CountAbout and not available in YNAB, Monarch, or most competitors.
FIRE Planning Widget
Pursuing Financial Independence, Retire Early (FIRE)? This widget models how your savings rate and investment returns translate into a target date for financial freedom, so you can plan your path and track your progress.
Your financial story, unbroken
Import decades of financial history from Quicken or Simplifi. No other personal money management program can do this. Connect every account through three data aggregators (MX, Plaid, and Yodlee) for maximum bank coverage.
Automatic Transaction Sync
Connect checking, savings, credit cards, loans, and investment accounts from thousands of US and international financial institutions. Transactions download automatically.
Import from Quicken & Simplifi
CountAbout is the only web-based app that imports directly from Quicken and Simplifi. Bring decades of transaction history with you. No data left behind.
Net Worth Tracking
See your net worth calculated automatically across all accounts: checking, savings, credit cards, loans, and investments. Your net worth is always visible above your accounts, and you can add net worth graph or text widgets to your dashboard to track progress over time.
Loan Amortization
Create amortization schedules for mortgages and loans. CountAbout automatically splits each payment into principal, interest, and escrow. No spreadsheet needed.
Categorize once, never again
Personal money management software that remembers how you categorize and gets smarter over time. Three layers of automation working together so you spend less time sorting and more time planning.
Learns Your Choices
Every time you categorize a transaction, CountAbout remembers that description/category pairing. The next time a transaction with the same description downloads, it’s categorized automatically. No setup needed.
Custom Rules Engine
Create rules with exact or partial matching for complete control. Match by description, amount, or other criteria to handle complex categorization needs, like splitting a paycheck or recurring transfers.
Merchant Code Matching
CountAbout uses merchant category codes from your bank’s data aggregator to suggest categories before you’ve even seen the transaction. Three layers working together means less manual sorting.
See what matters most
See what matters most with a customizable dashboard and detailed reporting.
Customizable Dashboard Widgets
Add, remove, and reorder widgets to build the dashboard that works for you. Choose from net worth graphs, spending breakdowns, account summaries, budget progress, savings projections, and more. Your financial overview at a glance.
Detailed Reports
Run reports across any date range by category, account, tag, or payee. Understand spending trends, compare periods, and make better financial decisions with data you can trust.
Unlimited Categories & Splits
Create as many categories as you need. Split any transaction across multiple categories for accurate tracking. Essential for shared expenses, mixed-use purchases, and tax preparation.
Your taxes, already organized
IRS Schedule C and Schedule E category structures built in. Your spending is already organized the way your accountant needs it.
Schedule C & E Tracking
Track business income/expenses (Schedule C) and rental property activity (Schedule E) with IRS-aligned categories. No other budgeting app offers this.
Receipts & Document Attachments
Attach receipts, invoices, and documents directly to transactions. Perfect for tax preparation, warranty tracking, reimbursements, and business record-keeping.
Small-Business Invoicing
Create and send professional invoices to clients. Track payments and outstanding balances alongside your personal finances, all in one place.
Every feature, every device
CountAbout runs in your browser with full functionality on desktop, tablet, and phone. Independent, subscription-supported, and built to earn your trust.
Full-Featured Web App
CountAbout is a complete web application. Every feature works on desktop, tablet, and mobile browsers. Nothing is locked behind a specific platform. Plus dedicated iOS and Android apps for quick access on the go.
Independent & Subscription-Supported
CountAbout is a small, independent company. Not owned by a bank, not funded by ads, not selling your data. Your financial data is encrypted and your subscription is our only revenue.
Free for Those Who Serve
Active-duty military members receive a permanent free Basic plan: no expiration, no credit card required. It’s our way of saying thank you.