Monday Night Finance- Volume 81

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Bear Market Checklist: How to Come Out Ahead

A bear market is a financial term used to describe a situation where the stock market experiences a prolonged period of decline, resulting in a drop of at least 20% from its peak. It is every investor’s worst nightmare because it means that the value of their investments has decreased significantly. A bear market can last for several months or even years, causing many investors to panic and sell their stocks, which can lead to further declines. Bear markets can be caused by a variety of factors, including economic downturns, political instability, and global events. Although they can be devastating for investors, bear markets are a normal part of the market cycle, and they tend to happen every few years. Historically, the stock market has recovered from bear markets over time, so long-term investors are often advised to stay the course and not panic during these periods of market volatility. However, if this feels like your first bear market, it’s always reassuring to have a checklist to make sure you’re making smart moves.

The bear market checklist is designed and intended to financially protect you from ruin from sharp declines in asset prices. The bull market of 2009 – 2021 spoiled investors rotten. We thought the good times were going to last forever! Then 2022 hit us with reality.

Filled With Money

The article by Filled With Money provides a checklist for investors to determine whether the stock market is entering a bear market. The checklist includes factors such as the market’s previous performance, economic indicators, and global events, as well as psychological factors such as investor sentiment and market volatility. By analyzing these factors, investors can gain a better understanding of the current state of the market and make informed decisions about their investments. Ultimately, the article emphasizes the importance of staying informed and proactive in managing investment portfolios during uncertain market conditions.

8 Amazon Work from Home Jobs

The rise of remote work and digital technology has led to a growing trend of individuals becoming digital nomads, which refers to people who work remotely while traveling the world. There are several reasons why people are attracted to this lifestyle. First, digital nomads have the freedom to work from anywhere with an internet connection, allowing them to explore new places and experience different cultures while still earning a living. Second, the flexibility of working remotely means that digital nomads can set their own schedules and work at their own pace, giving them a greater sense of autonomy and control over their lives. Finally, the ability to work remotely can also provide a better work-life balance, as digital nomads can often work from anywhere in the world and are not tied to a specific location or time zone. If you’re looking to become a digital nomad, it turns out that Amazon has some jobs that could help you reach your goal.

With Amazon, it’s easy to find legit work-from-home jobs that allow you to be your own boss and set your own hours. From customer service positions in a virtual call center setting to warehouse operations, Amazon offers remote opportunities across various industries.

My Money Chronicles

The article by My Money Chronicles discusses the various work-from-home job opportunities available at Amazon. It lists several job categories, including customer service, sales, human resources, and software development, and provides details on the required qualifications and responsibilities for each position. The article also highlights the benefits of working for Amazon, such as competitive pay, flexible schedules, and opportunities for career advancement. Ultimately, the article encourages readers to explore the work-from-home opportunities at Amazon and provides resources for finding and applying for these positions.

Buy & Hold Strategy Doesn’t Work

The buy and hold investment strategy is a common approach where an investor purchases a stock and holds onto it for an extended period of time, regardless of market fluctuations. This strategy is often recommended because no one can accurately predict when the market will go up or down. Despite the uncertainty, the historical returns of stock market averages over the long term have been positive. This means that over a long enough time horizon, the market has always gone up, regardless of short-term fluctuations. Therefore, many financial advisors suggest buying and holding onto stocks for the long term to benefit from the historical upward trend in the market. By investing regularly and holding onto your stocks for many years, you can potentially reap the benefits of compounding and grow your wealth over time.

But is it always the best strategy?

Just think of all the people we know. Our friends, co-workers, supervisors, our kids. Do any of us act rationally? Of course not. We know we shouldn’t eat that third Twinkie, because it could lead to diabetes and diabetes will kill us one day. I know this because that is what my doctor told me. But I am an irrational being. So I succumb to my temptation and eat that Twinkie.

Tae Kim

In this article Tae Kim of the Financial Tortoise argues that the buy-and-hold strategy, a common investment approach where an investor buys and holds onto stocks for a long period of time, is flawed and does not work for all types of investors. The author suggests that the strategy may work for those with a long time horizon and high tolerance for risk, but is not optimal for everyone, especially those who are close to retirement and cannot afford to lose money in a market downturn. The article recommends that investors consider a more active approach, such as rebalancing their portfolio or investing in alternative assets like real estate or private equity, to better manage risk and achieve their financial goals.