Values-Based Budgeting: Spending Your Money On What You Love Do you have a budget? If so, how did you set your budget categories? Did you use a formula like the 50:30:20 rule? Or perhaps you created your budget based upon a book or blog you read with an example budget and then copied it for Read more »

9 Legit Ways to Make Money With Your Bike Have you ever considered driving Uber or Lyft to make some extra money? While these apps can put money in your bank account, they can also be expensive. You have to pay for gas, oil changes, and new tires. At the end of the day, you Read more »

The Four Backstops to the Four Percent Rule One of the recent additions to CountAbout was the FIRE widget. The FIRE widget uses your net worth to predict your income based in retirement (or early retirement) based off of your assets that are tracked in CountAbout and a safe withdrawal rate. While CountAbout allows you Read more »

5 Ways to Keep Inflation from Destroying Your Finances Even if you haven’t consumed any news in the past month, it’s hard not to realize we are going through a period with record inflation. The cost of pretty much everything at the grocery store is jumping by leaps and bounds. Not to mention the prices Read more »

Sweet, Sweet, Debt Debt is usually a dirty word in personal finance. (It’s definitely a four-letter word no matter how you mutter it.) Any finance website will have numerous articles with personal success stories from someone who has paid off 6-figures of debt. It’s not just finance. Discussions about student debt and the national debt Read more »

Playing Financial Sabermetrics Is A Perilous Game Are you familiar with the concept of sabermetrics? The word grew from Society for American Baseball Research- SABR or “saber”. This society collects a wealth of data on every baseball play, player, and tactical situation. Sabermetrics originally referred to an intense study of baseball performance using high level Read more »

The Only Year-End Financial Checklist You’ll Need to Come Out On Top in 2022 Happy New Year! New Year celebrations are a time for reflection and introspection about how the past year went and what you want the next year to bring. Many of these reflections deal with money. Nearly half of New Year’s resolutions Read more »

What Is Financial Independence? A 9-Step Guide to Financial Freedom- Wallet Hacks Perhaps you have heard of the FIRE movement. I’m sure you’ve seen a headline shouting about a 30 year old who worked in tech and now plans to live off of $10k/year by eating food he pulls out of the garbage. But is Read more »

Does Inflation Matter If You’re Frugal- GovernmentWorkerFI If you’ve watched the news this past month, you’ve probably seen some headlines about inflation. Prices are skyrocketing. Over the past year, the consumer price index (CPI) rose by 6.2% over the previous year. As a result, inflation is the highest it has been in over 30 years. Read more »

15 Mint Alternatives for 2021 Have you been a long time user of Mint to track your spending and net worth? Perhaps you are frustrated with the user experience and wanted to try something different. In 2021 there are many different budgeting apps to choose from. If you want to try a different budgeting app Read more »