4 Credit Card Mistakes to Avoid Credit cards are everywhere. When I was a kid I’d fantasize about the future. I thought we’d all be living in outer space. Instead of paper money, we’d just swipe our arm in front of a microchip reader. While we’re still on planet earth, I guess I had the Read more »

The 10 Steps I Took to Quit My Job to Start My Business If you are a regular reader of Monday Night Finance, you know that we often talk about side hustles. A side hustle is a way to earn income outside of your traditional 9-5 job. The side hustle could take many forms, from Read more »

15 Proven Under the Table Jobs That Pay Cash What would you do if you had a financial emergency and needed to come up with some extra cash. If you’re like 40% of Americans, you wouldn’t have $400 in the bank to cover the emergency. In that case, you’d either need to put the bill Read more »

4 Simple Ways to Accelerate Your Retirement Savings What do you think of when you hear the word “retirement”? Do you think of living in Florida and playing golf every day? Or perhaps you dream of spending more time with your grandchildren or volunteering at your favorite non-profit. While we typically associate “retirement” with “leisure”, Read more »

Cheapest Ways to Heat Your Home [Complete Guide] We are now in the midst of winter. Not only are the days dark, but January represents the coldest month of the year for many states in the US. Cold weather isn’t just an inconvenience, but it can also be a financial burden as well. No matter Read more »

Budgeting for Holiday Gifts at Every Price Range With just a few days until Christmas, you may be racking your brains trying to figure out what to get for your coworker Steve down the hall. Maybe you’re trying to decide if you should get Steve a present at all. And if you are going to Read more »

How to Start a Gift Wrapping Business: 6 Easy Steps The holiday season is upon us. This can mean some extra expenses as we try to pull together gifts for loved ones and prepare special meals. But it also presents an opportunity to earn some extra money. If you’re looking for a new side hustle- Read more »

Simple Tips for a Green Christmas Christmas has become a major consumer event throughout the world. Not only do people purchase gifts for loved ones, but they decorate their houses with trees and lights. Furthermore, many people wrap their gifts with wrapping paper and many toys come in packaging. As a result, all of this Read more »

Smart Christmas Money Saving Tips It’s Cyber Monday and the holiday shopping season is fully upon us. Do you have a plan for your holiday shopping? What about a budget? Is the financial side of gift-giving stressing you out this year? Perhaps you are looking for ways to trim your spending. If that is the Read more »

Holiday Gifts: Managing Expectations with your Kids This week is Thanksgiving, which means it is the start of the traditional holiday shopping season. (Although to be fair, it seems to start immediately after Halloween nowadays). Do you typically have a plan for your Holiday shopping? Perhaps you have a dollar amount you normally spend for Read more »