Have you been a long time user of Mint to track your spending and net worth? Perhaps you are frustrated with the user experience and wanted to try something different. In 2021 there are many different budgeting apps to choose from. If you want to try a different budgeting app but aren’t sure where to start, check out this article by Club Thrifty that reviews 15 different alternatives to Mint.com, including CountAbout. CountAbout is great for frustrated Mint users as it allows you to directly import your Mint.com data so that you don’t lose any of your historical budget data. Here is an excerpt of their review on CountAbout,
Need more Mint alternatives to consider? CountAbout was created as a direct solution for users growing weary of both Mint and Quicken. The web-based personal finance software allows users to import data from Quicken and Mint, as well as automatically sync transactions from your bank accounts.
Be sure to check out the article for the rest of Club Thrifty’s CountAbout review.
Has Covid affected your typical date night routine? According to LendingTree, the average American spends about $700 per year on dates. While your budget for date nights is strictly between you and your budgeting-app (hopefully CountAbout) what to spend it on can be a difficult decision. If you and your partner have are tired of scrolling Netflix looking for something to watch, check out this list of date ideas by Marriage, Kids, and Money.
We all know what it’s like to get stuck in a relationship rut. You have the same routine and nothing feels exciting anymore. You go from being amped up to spend an evening with your partner to feeling a strange malaise when even thinking about making plans.
The article has many great date ideas separated by categories. Are you looking for an outdoor date idea? There are 11 different options presented from going to an outdoor Christmas market to stand up paddleboarding. If you’re not an outdoorsy person, there are still plenty of great date ideas. The article presents romantic date ideas, creative date ideas, and relaxing date ideas. No matter what kind of personality you have, the article is sure to give you one or two new date ideas you haven’t thought of before. These can be great for breaking out of a relationship rut and adding a new fun activity to your repertoire.
Generational wealth is a term that gets thrown around a lot in 2021. But do you know what it means? And is it possible that it doesn’t mean the same thing to everyone who hears it? If your mental picture of generational wealth are kids sitting around a lawyer’s office after Dad dies, then you might be surprised to learn that generational wealth is so much more than that. This article by Growth Rapidly explains what generational wealth is and why it is important.
By definition, generational wealth is assets passed down by one generation of a family to another. The assets can be, but not limited to, real estate properties, stocks including mutual funds, bonds, and businesses. Sometimes, these assets can pass down to your family after you die in the form of inheritance. Other times, the next generation can receive these assets while you are still alive. That means a generation does not have to die off to transfer wealth.
In its simplest form, generational wealth means passing money or other assets along to your children or grandchildren. Importantly, you need to have wealth to do a generational wealth transfer. If you are living paycheck-to-paycheck, you cannot pass anything along to your children. While generational wealth is often associated with an inheritance, some of the more interesting forms of generational wealth can occur while you are still alive. For instance, paying for your child’s college education can be an extremely efficient form of generational wealth. In that case you give your child the means to earn a high income throughout their life. If you are new to the concept of generational wealth, check out the article for lots of great ideas about how to implement it in your own life.